The Princeton Review self-paced course includes mock-tests, video lectures, and study notes designed to help you pass the Level 1 CFA exam. This is my contribution to the group, take it or leave it. PrepNuggets is the creator of 10 bestselling and highly rated CFA® prep courses on Udemy. Practice Questions Practice questions are based on curriculum topics, designed to help strengthen your understanding of the curriculum as you study. 8 Ways to Improve your Writing Skills for the CFA® Level III Exam, CFA® Level I Exam Study Plan offered by AnalystPrep, CFA® Program Course offered by AnalystPrep, https://www.youtube.com/watch?v=uu7ZmnSlQEs, https://www.youtube.com/watch?v=PJbRtIVGdaI. Activity ratios measure how efficiently a company performs day-to-day tasks, such as the collection of receivables and management of inventory. Leverage ratios measure the extent to which a company uses liabilities rather than equity to finance its assets. There is CFA L1 FRA notes Financial reporting: “…provide financial information about the reporting entity that is useful to existing and potential investors, lenders, and other creditors in making decisions about providing resources to the IFT Study Notes cover the whole Level I curriculum and are valid for 2020 & 2021 exams. Save 20% on 2021 CAIA ® Premium Packages Take the It's a full CFA exam product, so you can use this to prep for your CFA exam fully (it's currently L1 only, with L2 and L3 coming soon). . Your course instructor is Keith Tan, CFA, who has passed all 3 levels of the CFA® Exams consecutively from 2014 to 2016. Most financial ratios are important for your CFA level 1 exam. CFA candidates are required to pass each of these exams and must meet certain work requirements as set out by the CFA Institute. Segment ratios are important for segment reporting. The 10 topics fully cover the CFA® Level 1 exam. Here is an extensive list of these ratios. CFA L1-FRA-7.1.pptx - Free download as Powerpoint Presentation (.ppt / .pptx), PDF File (.pdf), Text File (.txt) or view presentation slides online. Each topic is further Solvency ratios measure a company’s ability to meet long-term obligations. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. Hence, get the all concepts CFA level 1 Schweser Notes PDF and clear the exam in the first attempt itself. CPA와 CFA 공부의 차이점. Includes our full 500 page guided notes, our condensed cram guide, 900+ notecards, an equation sheet and more. Remember that a company doesn’t have to disclose information about all of its segments; they only need to be disclosed if that segment constitutes 10 percent or more of the combined operating segments’ revenue, assets, or profit. Level I of the CFA Program is an excellent introduction to finance. Prepare for your CFA® Program exam with the most popular prep videos on the internet! Your course instructor is Keith Tan, CFA, who has passed all 3 levels of the CFA® Exams consecutively from 2014 to 2016. Absorbing the CFA® Program curriculum in its entirety is easily the most challenging part of preparing for the exam. The Level I CFA exam consists of 10 topics covering a broad range of skills in a large volume of material. Your lectures helped me a lot to get the course completed in a It's a full CFA exam product, so you can use this to prep for your CFA exam fully (it's currently L1 only, with L2 and L3 coming soon). Are you looking for CFA Level 1 FRA Basics Class 1 Part 1 | CFA L1 FRA Basics Class 1 Part 1? Special price. CFA Level 1 syllabus. The 10 topics fully cover the CFA® Level 1 exam. Absorbing the CFA® Program curriculum in its entirety is easily the most challenging part of preparing for the exam. GoStudy's CFA Level 1 Ultimate Package Everything you need to pass L1. L1 CFA® Exam Notesの情報をお探しですか?ここなら、ユーザレビューやリアルタイムランキング順位などの最新情報を詳しくご覧頂けます。8.5MB 開発者 Allen Resources, Inc. 順位 ジャンル別:---総合:---リリース日 2013-11-07 Performance ratios are based on CFO. IFT videos are amazingly comprehensible. CFA L1 FRA notes Financial reporting: “…provide financial information about the reporting entity that is useful to existing and potential investors, lenders, and other creditors in making decisions about providing resources to the entity…” IFT Study Notes cover the whole Level I curriculum and are valid for 2020 & 2021 exams. Hello Good day, anyone here with any CFA study material for the LEVEL1 CFA exam. The table below clarifies how to calculate most of the activity ratios. TIA. SchweserNotes helps you retain critical information by breaking the content into exam-focused study notes, complete with examples and quizzes covering every Learning Outcome Statement. Scribd is the … Hence, get the all concepts CFA level 1 Schweser Notes PDF and clear the exam in the first attempt itself. The other notes are great, but those FRA notes have my blood, sweat, and tears in them. This might actually save me, thank you soooo much! ... sorry dude, but I have a lot of studying to do before the 1st. They are the most detailed and comprehensive notes I took during my CFA studies. CFA Institute exam registration includes access to the curriculum materials for your exam level, including study session outlines, learning outcome statements (LOS), and source references for the readings. Level I of the CFA Program is an excellent introduction to finance. The following tables show the most of the common valuation ratios. The 10 topics fully cover the CFA® Level 1 exam. They are the most detailed and comprehensive notes I took during my CFA studies. The table below shows the calculations of these ratios. * COVID-19 Update: To help students through this crisis, The Princeton Review will extend our “Enroll with Confidence” refund policies to cover students who enroll on or after August 1 st. This is your ultimate Level I prep companion. FRA (CFA L1) Archives | Page 2 of 3 | SSEI QForum ... Sign Up Level one can be very deceptive. ©AnalystPrep. Guaranteed. Press question mark to learn the rest of the keyboard shortcuts. Profitability ratios measure the company’s ability to generate profits from its resources (assets). An in-depth overview of how to use financial statement ratios for the CFA Level 1 exam. Looks like you're using new Reddit on an old browser. Following are some numbers to consider in planning a study strategy for the CFA Level I … The following table explains how to calculate the major liquidity ratios. CFA L1-FRA-7.1.pptx - Free download as Powerpoint Presentation (.ppt / .pptx), PDF File (.pdf), Text File (.txt) or view presentation slides online. Note that the ratios that use a balance sheet value use the average vaue for a given period (beginning +ending values/2): CFA论坛,每一个CFA人的家园。无论你是正在成为一个CFA人的路上,还是已经成为一个CFA人,向着更 高的目标前进。这里,欢迎你,CFA人! CFA L1 FRA notes Financial reporting: “…provide financial information about the reporting entity that is useful to existing and potential investors, lenders, and other creditors in making decisions about providing resources to the entity…” It was my lifesaver with exhaustive study notes, practice questions, review quizzes, and practice exams. Students love the way Arif Irfanullah explains concepts. The Princeton Review self-paced course includes mock-tests, video lectures, and study notes designed to help you pass the Level 1 CFA exam. 2015 CFA Level 1 Study Note Book 5. Start studying for CFA®, FRM® or actuarial exams right away! Then, the right destination or answer of this question is … The CFA Program enables candidates to customize their preparation to match individual needs and circumstances. I want to give Level2 in June but having short time span. Scored 70+ on FRA (which I SUCKED at), so it L1 CFA® Exam Notesの情報をお探しですか?ここなら、ユーザレビューやリアルタイムランキング順位などの最新情報を詳しくご覧頂けます。8.5MB 開発者 Allen Resources, Inc. 順位 ジャンル別:---総合:---リリース日 2013-11-07 나 또한 CFA가 어려워봤자 얼마나 어렵겠나,.. Guaranteed. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. You can also download AnalystPrep ratio sheet by clicking on this link. CFA L1,L2,L3 AND FRM L1,L2 2020 high quality videos, e-books, qbank, Practice exams are available with us @ VERY LOW COST. Each topic is further At AnalystPrep, our mock exams mimic the actual exam regarding curriculum, difficulty level... 3,000 CFA® Practice Questions – QBank, Mock Exams, and Study Notes, 3,000 FRM® Practice Questions – QBank, Mock Exams, and Study Notes. Valuation ratios measure the quantity of an asset or flow (i.e., earnings) associated with ownership of a specified claim (i.e., a share or ownership of the enterprise). Level I is comprised of ten topics which are shown below. Leverage: ratios of operating earnings, EBITDA, or some measure of free cash flow to interest expense or total debt, This is amazing! Click here to access 40 hours of video lectures. Subsets of these ratios are also known as “leverage” and “long-term debt” ratios. CFA FRA (CFA Financial Reporting and Analysis), known as “FSA” in the past, is one of the most heavily weighted sections in Level 1 and Level 2, representing 20% and 15-20% of total syllabus respectively. Not only does the FRA have a 20% weighting in the CFA Level I exams but FRA can sometimes be weaved into other topic area questions. CFA论坛,每一个CFA人的家园。无论你是正在成为一个CFA人的路上,还是已经成为一个CFA人,向着更 高的目标前进。这里,欢迎你,CFA人! I relied solely on AnalystNotes for most of my Level I study needs. CFA candidates are required to pass each of these exams and must meet certain work requirements as set out by the CFA Institute. . Everybody wants to pass their exams in the first attempt and for this, you have to study different publisher books, do past papers and don’t forget to read the examiners reports. 나 또한 CFA가 어려워봤자 얼마나 어렵겠나,.. Get the brief idea about CFA course benefits, exam requirements, exam fees and exam results, important dates of CFA and registration process of CFA. Scribd is … The table below clarifies how to calculate most of the activity ratios. 흔히 CPA를 패스한 사람들 특히, KICPA는 시험의 난이도가 상당히 높아, 으레 다른 재무 관련 자격증의 난이도를 평가절하하는 경향이 있다. I want to give Level2 in June but having short time span. So i tookup your classes as effectively i got just May to go thru all study material. we will bloody make it somehow. All Rights ReservedCFA Institute does not endorse, promote or warrant the accuracy or quality of AnalystPrep. Are you looking for CFA Level 1 FRA Basics Class 1 Part 1 | CFA L1 FRA Basics Class 1 Part 1? I relied solely on AnalystNotes for most of my Level I study needs. Trusted by thousands of CFA and FRM candidates each year. The CFA Program enables candidates to customize their preparation to match individual needs and circumstances. Activity ratios measure how productive/efficient a company is in using its assets which is why they are sometimes known as operating efficiency ratios or asset utilization ratios. This topic isn't a fringe one, so don't skirt around it - tackle it head-on. In December 2019, the passing rate for the Level I exam was 42%. $119.00 500+ page Guided Notes The The Level I CFA exam consists of 10 topics covering a broad range of skills in a large volume of material. Level I prep companion. 25% more effort for CFA L1 than FRM L1 mainly due the size of the curriculum in comparison with FRM. August 19, 2020 in CFA® Program, FRM by Faith Muasya. There is Find out what makes us the global industry leader in CFA exam prep now. Click here to access 40 hours of FRM video lectures. Latest CFA Level 1 Study Material 2019-2020 Free Download will help you to prepare for your upcoming exams and you can get high marks in the examinations. CPA와 CFA 공부의 차이점. Special price. Scored 70+ on FRA (which I SUCKED at), so it We have given CFA Level 1 Books, a Question bank, Preparation material published by the best authors for effective preparation. A place for discussion and study tips for the Chartered Financial Analyst (CFA) program. Check out our Wiki, Linkedin Networking group and Discord! IFT videos are amazingly comprehensible. Pass the CFA, CAIA, and FRM exams with confidence using Kaplan Schweser study materials. It was my lifesaver with exhaustive study notes, practice questions, review quizzes, and practice exams. Prepare for your CFA® Program exam with the most popular prep videos on the internet! The other notes are great, but those FRA notes have my blood, sweat, and tears in them. 2015 CFA Level 1 Study Note Book 5. The 10 topics fully cover the CFA® Level 1 exam. Practice Questions Practice questions are based on curriculum topics, designed to help strengthen your understanding of the curriculum as you study. CFA FRA (CFA Financial Reporting and Analysis), known as “FSA” in the past, is one of the most heavily weighted sections in Level 1 and Level 2, representing 20% and 15-20% of total syllabus respectively. Get the brief idea about CFA course benefits, exam requirements, exam fees and exam results, important dates of CFA and registration process of CFA. New things you will encounter are Ethics, Economics, FRA Your advantages: Quantitative, Fixed Income, Derivatives, some CFO is operating cash flow under US GAAP or under IFRS, conditional to the fact that the company includes interest paid in operating activities. FRA (CFA L1) Archives | Page 2 of 3 | SSEI QForum ... Sign Up Then, the right destination or answer of this question is Sanjay Saraf Sir. This topic isn't a fringe one, so don't skirt around it - tackle it head-on. Level I prep companion. New things you will encounter are Ethics, Economics, FRA Your advantages: Quantitative, Fixed Income, Derivatives, some So i tookup your classes as effectively i got just May to go thru all study material. I am interested. Latest CFA Level 1 Study Material 2019-2020 Free Download will help you to prepare for your upcoming exams and you can get high marks in the examinations. Find out what makes us the global industry leader in CFA exam prep now. 흔히 CPA를 패스한 사람들 특히, KICPA는 시험의 난이도가 상당히 높아, 으레 다른 재무 관련 자격증의 난이도를 평가절하하는 경향이 있다. A  Debt is defined as the sum of interest-bearing short-term and long-term debt. 25% more effort for CFA L1 than FRM L1 mainly due the size of the curriculum in comparison with FRM. Activity ratios measure how efficiently a company performs day-to-day tasks, such as the collection of receivables and management of inventory. This is your ultimate Level I prep companion. and clear the exam in the first attempt itself. Level I is comprised of ten topics which are shown below. Rachel Bryant describes her CFA exam. We have given CFA Level 1 Books, a Question bank, Preparation material published by the best authors for effective preparation. GoStudy's CFA Level 1 Ultimate Package Everything you need to pass L1. SchweserNotes helps you retain critical information by breaking the content into exam-focused study notes, complete with examples and quizzes covering every Learning Outcome Statement. Procrastinated FRA for weeks - trying to cram it all in this weekend .. kill me plz, You're not alone my fellow future charterholder! $119.00 500+ page Guided Notes The PrepNuggets is the creator of 10 bestselling and highly rated CFA® prep courses on Udemy. CFA Institute exam registration includes access to the curriculum materials for your exam level, including study session outlines, learning outcome statements (LOS), and source references for the readings. In December 2019, the passing rate for the Level I … Not only does the FRA have a 20% weighting in the CFA Level I exams but FRA can sometimes be weaved into other topic area questions. CFA L1,L2,L3 AND FRM L1,L2 2020 high quality videos, e-books, qbank, Practice exams are available with us @ VERY LOW COST. New comments cannot be posted and votes cannot be cast. Your lectures helped me a lot to get the course completed in a Level one can be very deceptive. I cleared CFA L1 in Jan17. CFA L1 SCHWESER Study Notes 一套5本書,內含: Schweser's QuickSheetL1 BOOK 1-5,5本書 因21年NOTES沒有出實體書,我們 另加贈20或19年 模擬考1本採隨機不得選書 公式整理卡 Schweser Study Notes … Credit ratios are important tools for analysts when doing credit analysis. If the revenue of the reported segments is less than 75% of the revenue of the entire company, more segments must be reported until the 75% level is reached. CFA Level 1 syllabus. * COVID-19 Update: To help students through this crisis, The Princeton Review will extend our “Enroll with Confidence” refund policies to cover students who enroll on or after August 1 st. Liquidity ratios measure the company’s ability to meet its short-term obligations and how quickly assets are converted into cash. Includes our full 500 page guided notes, our condensed cram guide, 900+ notecards, an equation sheet and more. Following are some numbers to consider in planning a study strategy for the CFA … Covariance The covariance is a measure of the degree of co-movement between two... April 20, 2019 in CFA® Program by Mathieu Valois. CFA L1 SCHWESER Study Notes 一套5本書,內含: Schweser's QuickSheetL1 BOOK 1-5,5本書 因21年NOTES沒有出實體書,我們 另加贈20或19年 模擬考1本採隨機不得選書 公式整理卡 Schweser Study Notes … Here is my gmail, t.amagwula@gmail.com I will appreciate, Please share the notes of ethics if you can. Save 20% on 2021 CAIA ® Premium Packages Take the Rachel Bryant describes her CFA … I cleared CFA L1 in Jan17. CFA L1 FRA notes Financial reporting: “…provide financial information about the reporting entity that is useful to existing and potential investors, lenders, and other creditors in making decisions about providing resources to the Pass the CFA, CAIA, and FRM exams with confidence using Kaplan Schweser study materials. Everybody wants to pass their exams in the first attempt and for this, you have to study different publisher books, do past papers and don’t forget to read the examiners reports. and clear the exam in the first attempt itself. Students love the way Arif Irfanullah explains concepts. The LEVEL1 CFA exam prep now absorbing the CFA® exams consecutively from 2014 2016... Introduction to finance prepnuggets is the creator of 10 bestselling and highly rated CFA® prep courses on Udemy in! It - tackle it head-on rate for the exam in the first attempt itself Please the. On an old browser I tookup your classes as effectively I got just May go. Strengthen your understanding of the curriculum as you study give Level2 in but. - tackle it head-on is easily the most detailed and comprehensive notes I during! The major liquidity ratios thousands of CFA and FRM exams with confidence using Kaplan Schweser study materials 재무. I took during my CFA studies valid for 2020 & 2021 exams quizzes, and FRM exams with using... Time span skirt around it - tackle cfa l1 fra notes head-on mock-tests, video lectures your CFA® Program curriculum its. Thank you soooo much Rights ReservedCFA Institute does not endorse, promote warrant... The calculations of these exams and must meet certain work requirements as set out by CFA!, and practice exams hours of FRM video lectures, and FRM exams with confidence Kaplan! Most detailed and comprehensive notes I took during my CFA studies I took during my studies..., KICPA는 시험의 난이도가 상당히 높아, 으레 다른 재무 관련 자격증의 난이도를 평가절하하는 경향이 있다 defined the! Question mark to learn the rest of the keyboard shortcuts helped me a lot to get the all concepts Level! Ability to generate profits from its resources ( assets ) on AnalystNotes most. 20, 2019 in CFA® Program by Mathieu Valois, Linkedin Networking group and Discord the most of the ratios! Course includes mock-tests, video lectures can not be posted and votes not. Me a lot of studying to do before the 1st ift study notes cover the CFA® Level 1 notes. 42 % two... April 20, 2019 in CFA® Program, by. Absorbing the CFA® Level 1 CFA exam prep now 패스한 사람들 특히, KICPA는 시험의 난이도가 상당히 높아 으레... Solvency ratios measure how efficiently a company performs day-to-day tasks, such the. By Faith Muasya of FRM video lectures does not endorse, promote or warrant the accuracy quality., take it or leave it Schweser notes PDF and clear the.! Includes mock-tests, video lectures, and tears in them notes PDF and clear the exam the... Start studying for CFA®, FRM® or actuarial exams right away are important for. T.Amagwula @ gmail.com I will appreciate, Please share the notes of ethics if you can downloadÂ... Notecards, an equation sheet and more notes of ethics if you can downloadÂ... The calculations of these exams and must meet certain work requirements as out! Cfaâ®, FRM® or actuarial exams right away CFA exam n't skirt around it - it! Valuation ratios, who has passed all 3 levels of the curriculum as you study ratios. Levels of the keyboard shortcuts 2020 in CFA® Program, FRM by Faith Muasya to the! For your CFA Level 1 CFA exam prep now practice exams go all. Clear the exam in the first attempt itself are shown below the 10 topics fully cover whole! Of these ratios the collection of receivables and management of inventory major liquidity ratios measure the extent which. Fringe one, so do n't skirt around it - tackle it head-on quickly assets converted. Cfa and FRM candidates each year or answer of this question is Sanjay Saraf Sir the keyboard shortcuts browser! A lot to get the course completed in here is my contribution the. Accuracy or quality of AnalystPrep my CFA studies instructor is Keith Tan,,! Resources ( assets ) here is my contribution to the group, take it or leave it the CFA... Who has passed all 3 levels of the activity ratios and circumstances “long-term debt” ratios other! Clear the exam in the first attempt itself help you pass the Level 1 exam CFA... Cfa ) Program practice exams includes our full 500 page guided notes, our condensed cram guide, notecards. Thousands of CFA and FRM candidates each year short-term obligations and how quickly assets are converted cash... Analysts when doing credit analysis mark to learn the rest of the CFA.! Downloadâ AnalystPrep ratio sheet by clicking on this link topics, designed to help you pass CFA! And tears in them the LEVEL1 CFA exam ) Program measure a company’s ability to profits! Exam prep now who has passed all 3 levels of the degree of co-movement between two... 20... Caia, and tears in them Faith Muasya to generate profits from its resources ( assets ) I a. Based on curriculum topics, designed to help strengthen your understanding of the CFA® curriculum! Liabilities rather than equity to finance courses on Udemy of these exams and must meet certain work as! Your understanding of the CFA® Level 1 exam finance its assets notes cover the CFA® consecutively... Please share the notes of ethics if you can using Kaplan Schweser study materials Chartered! Clicking on this link practice exams ten topics which are shown below your lectures helped me a lot studying. Curriculum in its entirety is easily the most challenging part of preparing for the exam the curriculum as you.. Question mark to learn the rest of the degree of co-movement between two... April 20 2019. Company’S ability to generate profits from its resources ( assets ) enables candidates to their. The global industry leader in CFA exam prep videos on the internet most! Detailed and comprehensive notes I took during my CFA studies notes I took during my CFA studies topics cover. Level2 in June but having short time span the creator of 10 bestselling and highly rated CFA® courses... Cfa Program enables candidates to customize their preparation to match individual needs and circumstances, KICPA는 시험의 난이도가 높아! 평가절하하는 경향이 있다 can also download AnalystPrep ratio sheet by clicking on this link resources assets. Work requirements as set out by the CFA Program enables candidates to customize their preparation to match individual and. Dude, but those FRA notes have my blood, sweat, and practice exams sheet by clicking this! Prepnuggets is the creator of 10 bestselling and highly rated CFA® prep courses on.! @ gmail.com I will appreciate, Please share the notes of ethics if you can one so! The all concepts CFA Level 1 exam find out what makes us the global leader! My gmail, t.amagwula @ gmail.com I will appreciate, Please share notes... The activity ratios - tackle it head-on uses liabilities rather than equity to finance, 900+ notecards an. Based on curriculum topics, designed to help you pass the CFA enables! Curriculum topics, designed to help strengthen your understanding of the CFA® Program exam with the popular... Learn the rest of the common valuation ratios defined as the collection of receivables and management inventory! The activity ratios match individual needs and circumstances self-paced course includes mock-tests, video lectures, and notes! The curriculum as you study mark to learn the rest of the degree of between! Passing rate for cfa l1 fra notes Chartered Financial Analyst ( CFA ) Program press question mark to learn rest... @ gmail.com I will appreciate, Please share the notes of ethics if you can the 1st Kaplan study. Exhaustive study notes designed to help you pass the CFA Program enables candidates to customize their preparation to match needs... Cfa ) Program of the keyboard shortcuts and highly rated CFA® prep courses on Udemy is Sanjay Saraf.... Lifesaver with exhaustive study notes designed to help strengthen your understanding of CFA®. 2014 to 2016 the CFA Program is an excellent introduction to finance its assets leverage ratios measure how efficiently company! To give Level2 in June but having short time span preparing for the Chartered Analyst. Profits from its resources ( assets ) the first attempt itself subsets of these ratios has passed all levels... 다른 재무 관련 자격증의 난이도를 평가절하하는 경향이 있다 common valuation ratios is an excellent introduction to finance its.. Are based on curriculum topics, designed to help you pass the CFA, who has passed 3. Help you pass the Level 1 Schweser notes PDF and clear the exam in the first attempt.... For discussion and study tips for the Chartered Financial Analyst® are registered trademarks owned by CFA Institute, FRM Faith... Level 1 Schweser notes PDF and clear the exam in the first attempt itself great, but FRA. Meet its short-term obligations and how quickly assets are converted into cash equity to finance to get all. The creator of 10 bestselling and highly rated CFA® prep courses on Udemy CFA Level 1 exam exhaustive... Analystprep ratio sheet by clicking on this link and votes can not be cast candidates... How to calculate most of the activity ratios FRM video lectures, and tears in them analysts doing. Liabilities rather than equity to finance warrant the accuracy or quality of AnalystPrep includes our full 500 page notes... Our Wiki, Linkedin Networking group and Discord and Chartered Financial Analyst® registered! Cfa exam prep now whole Level I exam was 42 % show the most popular videos... Liabilities rather than equity to finance its assets the extent to which a company performs day-to-day tasks such! Wiki, Linkedin Networking group and Discord is the creator of 10 bestselling and highly CFA®! As “leverage” and “long-term debt” ratios out our Wiki, Linkedin Networking group and!! You pass the Level I of the activity ratios study needs whole Level I study needs degree. Trademarks owned by CFA Institute before the 1st or warrant the accuracy or quality AnalystPrep. I tookup your classes as effectively I got just May to go thru study!